Terms of Service

Acceptance of Terms

By accessing and using MySubsidyMatch.com ("the Site"), you agree to be bound by these Terms of Service. These Terms govern your use of our services, including subsidy eligibility checks, insurance agent referrals, and related communications. If you do not agree, you should not use our Site.

Eligibility

Our services are intended for U.S. residents who are 18 years of age or older and seeking health insurance coverage. By using this Site, you represent and warrant that you meet these requirements.

Service Description

MySubsidyMatch.com is a marketing platform that connects individuals seeking health insurance with independent licensed insurance agents. We do not sell insurance or provide insurance advice ourselves. Our services include:

• Free health insurance subsidy eligibility evaluation
• Referral to licensed insurance agents and brokers for enrollment assistance
• Information about available health insurance plans and subsidy programs
• Communication regarding enrollment periods and important deadlines

Not an Insurance Company

Agent Relationship

User Responsibilities

By using our Site, you agree to:

• Provide accurate and truthful information about your household, income, and insurance needs
• Cooperate with any insurance agent you are matched with if you choose enrollment assistance
• Comply with all applicable laws and insurance regulations
• Not misuse, interfere with, or attempt to bypass our systems or processes

Prohibited Activities

You agree not to:

• Use bots, scrapers, or automated systems to access our Site
• Copy, reproduce, or distribute any part of the Site without prior written permission
• Provide false or misleading information about your eligibility
• Attempt to disrupt or damage the Site or supporting systems
• Use the Site for fraudulent, unlawful, or harmful purposes

No Guarantee of Eligibility or Coverage

Service Fees

Our matching service is free to you. Insurance agents who assist you are compensated by insurance companies through commissions on enrolled plans. You are not charged any fees by MySubsidyMatch.com for our referral services.

Privacy and Confidentiality

Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your information.

Consent to Contact (TCPA Disclosure)

By submitting your information through this Site, you consent to be contacted by licensed insurance agents or their authorized representatives via phone, text message, or email. Contact may involve an automated dialing system or prerecorded messages. Consent is not required to use our service. You may opt out at any time by following unsubscribe instructions or contacting support@mysubsidymatch.com.

Advertising and Analytics Disclosure

Our website and advertising partners (including Meta / Facebook) may use cookies, tracking pixels, and similar technologies to measure engagement, improve our services, and deliver more relevant advertising. By using our Site, you acknowledge that these tools may collect limited technical information in accordance with our Privacy Policy.

Enrollment Periods

State Licensing and Availability

Insurance agents who may contact you are licensed in specific states. Health insurance plans and subsidy programs may vary by state, and MySubsidyMatch.com makes no representation that specific services will be available in your area.

Intellectual Property

All content on MySubsidyMatch.com — including text, graphics, logos, and software — is the property of MySubsidyMatch.com or its licensors and is protected by intellectual property laws. You may not copy, modify, or distribute content without prior written consent.

Limitation of Liability

MySubsidyMatch.com provides services on an "as is" and "as available" basis. We do not guarantee uninterrupted access or the accuracy of subsidy estimates. To the maximum extent permitted by law, MySubsidyMatch.com and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

Indemnification

You agree to indemnify, defend, and hold harmless MySubsidyMatch.com, its owners, employees, and affiliates from any claims, liabilities, damages, or expenses arising from your use of the Site, your violation of these Terms, or your interaction with third-party insurance agents or service providers.

Third-Party Services

Our Site may contain links to or connect you with insurance agents, insurance companies, or other third-party service providers. We do not control and are not responsible for their content, actions, or privacy practices. Any information you provide to them is governed by their own terms and privacy policies.

No Guarantee of Results

We make no guarantees or warranties regarding eligibility for subsidies, success in obtaining coverage, or any particular outcome from using our services or being matched with agents. Results vary by individual circumstance and applicable government program criteria.

Termination

We may suspend or terminate access to the Site at our discretion if you violate these Terms or engage in unlawful activity.

Changes to Terms

We may update these Terms of Service at any time. Updates are effective immediately upon posting. Continued use of the Site after changes means you accept the revised Terms.

Governing Law

These Terms are governed by U.S. law and applicable state insurance regulations, without regard to conflict-of-law principles.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and MySubsidyMatch.com.

Contact Information